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CedarCreek Office Lease — Suite 400

Analyzed as tenant · April 15, 2026

Overall Risk

High Risk

72/100
Personal Guarantee RequiredUncapped CAM ChargesNo Casualty Protection200% Holdover Penalty

Top issues to negotiate:

  • Unlimited Personal Guarantee Required (Critical)
  • CAM Charges Have No Annual Cap (High)
  • Holdover Penalty Is 200% of Base Rent (High)

Resolving these issues could reduce your risk from High Risk to Moderate Risk.

This commercial office lease is materially landlord-favorable and presents significant financial exposure for a tenant.

  • The unlimited personal guarantee creates direct personal liability with no cap or burn-down provision.

  • CAM charges have no annual increase cap, making true monthly occupancy cost unpredictable over a 5-year term.

  • The absence of rent abatement protection means you could owe full rent on unusable space following a casualty event.

  • The 200% holdover penalty, no-sublease right without sole-discretion consent, and a unilateral relocation right further limit flexibility and exit options.

Negotiating these provisions before execution is strongly recommended.

1 critical3 high3 medium1 low
The lease requires an unlimited, unconditional personal guarantee from the business owner. This means your personal assets — including savings, home, and investments — are exposed if the business defaults on the lease. Landlords often accept a capped guarantee (12–18 months of rent) or a burn-down provision that reduces personal exposure after a period of on-time payments.

Found in: Section 24 (Personal Guarantee)

Operating expenses and common area maintenance (CAM) charges are passed through to the tenant with no annual increase cap. In multi-tenant commercial buildings, CAM charges can escalate significantly year-over-year based on the landlord's costs. Without a cap, your effective monthly cost could increase well beyond the stated base rent. Market standard is a 3–5% annual cap on controllable CAM increases.

Found in: Section 9 (Operating Expenses)

If you remain in the premises after the lease expires without a new agreement, you owe 200% of base rent per month. This is significantly above market standard (typically 125–150%). Even a brief administrative delay in vacating — for example, during a move — could result in a holdover claim at double rent for the entire month.

Found in: Section 18 (Holdover)

The lease does not provide for rent abatement if the premises are damaged or destroyed by fire, casualty, or other covered event. Without this protection, you could be required to pay full rent even while the space is uninhabitable and repairs are ongoing. This is a significant departure from standard commercial lease practice and should be negotiated before signing.

Found in: Section 14 (Casualty and Destruction)

TermDetails

Leased Space

Lease Term

60 months (January 1, 2026 – December 31, 2030)

Base Rent

Lease Type

Modified Gross

Rent Escalation

5% per year after Year 2

Operating Expenses

Tenant's pro-rata share; no annual cap

Renewal Options

Security Deposit

$14,400 (2 months' rent)

Early Termination

No tenant termination right

Permitted Use

General office use only

Personal Guarantee

Unlimited, unconditional personal guarantee required
1

Cap the personal guarantee at 12–18 months of base rent, or request a burn-down provision that eliminates the guarantee after satisfactory payment for 24–36 months.

2

Add a 3–5% annual cap on CAM charge increases to protect against runaway pass-through costs. Also request an audit right so you can verify the landlord's operating expense calculations.

3

Negotiate a rent abatement clause: if 25% or more of the premises is rendered untenantable by casualty, rent should abate proportionally until the space is restored or the lease terminates.

4

Reduce the holdover penalty to 125–150% of then-current base rent, and add a 30-day cure period before the holdover rate kicks in.

5

Require 24 hours' prior written notice (except genuine emergencies) before any landlord entry, and limit the relocation right to circumstances where the landlord is demolishing or substantially renovating the building.

Consider Professional Review

This contract contains provisions that may warrant review by a commercial real estate attorney. A professional can help you understand your exposure, negotiate more favorable terms, and ensure you don’t sign something you’ll regret.

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Disclaimer: This sample analysis is for illustrative purposes only and does not constitute legal advice. The contract details shown are representative of a typical commercial lease and are not drawn from any specific real agreement. PlainLaw recommends consulting with a qualified attorney before signing or negotiating any contract.